Biography
Benjamin Collier is an Assistant Professor in the Department of Risk, Insurance, and Healthcare
Management in the Fox School of Business at Temple University and a Senior Fellow in the Wharton
School at the University of Pennsylvania in its Risk Management and Decision Processes Center. His
research examines how households and firms manage severe climate risks. His recent projects analyze
households’ insurance contract decisions in the U.S. National Flood Insurance Program, the effects of
Hurricane Sandy and Hurricane Harvey on the finances of businesses, and household and business use of
the U.S. Federal Disaster Loan Program.
Collier has published in the Journal of Risk and Insurance, Journal of Money, Credit, and Banking, and
Harvard Business Review, among other outlets. He has been quoted and his research cited in the Wall
Street Journal, Bloomberg, Business Insurance, American Banker, and the Actuarial Review. He received
the Outstanding Dissertation Award from the Agricultural and Applied Economics Association for his
work examining credit access and El Niño related flooding in Peru. He has also received the Outstanding
Teacher Award from the Sigma Chapter of the student professional organization Gamma Iota Sigma.
Courses Taught
Number | Name | Level |
|---|---|---|
RMI 2901 | Honors Introduction to Risk Management | Undergraduate |
RMI 3567 | Managing International Risk | Undergraduate |
Selected Publications
Featured
Collier, B.L. & Ragin, M.A. The Influence of Sellers on Contract Choice: Evidence from Flood Insurance. Journal of Risk and Insurance, 87(2), 523-557. Wiley. doi: 10.1111/jori.12280.
Collier, B. (2016). Small and Young Businesses Are Especially Vulnerable to Extreme Weather. Harvard Business Review. Harvard Business School Publishing. Retrieved from https://hbr.org/2016/11/small-and-young-businesses-are-especially-vulnerable-to-extreme-weather.
Recent
Ragin, M.A., Collier, B.L., & Jaspersen, J.G. The effect of information disclosure on demand for high‐load insurance. Journal of Risk and Insurance, 88(1), 161-193. Wiley. doi: 10.1111/jori.12308.
Collier, B. (2021). How Do Households Respond to Public Program Reforms? Evidence from the U.S. National Flood Insurance Program.
Collier, B. (2020). How is financial assistance effective in helping with post-crisis economic recovery? Temple University.
Ellis, C. & Collier, B. Credit Demand After a Crisis: Evidence from Household Applications to the U.S. Federal Disaster Loan Program. Virtual. Retrieved from http://www.wriec2020.org/#/rs.
Collier, B. (2020). Post COVID-19: The Future of Public-Private Partnerships. CPCU Society Chapter of Philadelphia.
Collier, B., Kousky, C., Braun, A., & Kunreuther, H. (2020). Preserving Small Business in the Aftermath of the Coronavirus Catastrophe. BRINK.
Collier, B., Huber, T., & Jaspersen, J. Analyzing Repetitive Loss Properties in the U.S. National Flood Insurance Program: Mitigation Efforts and Insurance Choices. San Francisco, CA. Retrieved from http://aria.org/wp-content/uploads/AnnualMeeting/ARIAprogram2019_WEB.pdf.
Collier, B.L. (2019). Strengthening Local Credit Markets Through Lender‐Level Index Insurance. Journal of Risk & Insurance, 87(2), 319-349. doi: 10.1111/jori.12277.
Collier, B. & Ragin, M. (2019). How Insurance Companies Influence Households’ Flood Insurance Choices. Resilience Lab Notes. Wharton Risk Center.
Collier, B. (2019). Lessons from US Federal Flood Insurance and Disaster Loans. Retrieved from https://ethz.ch/content/dam/ethz/special-interest/dual/riskcenter-dam/Workshops/Jan18_NatCat%20Workshop/Invitation_NatCat%20Prevention%20and%20Insurance_Jan2019.pdf.
Collier, B. The influence of sellers on contract choice: Evidence from flood insurance. Retrieved from https://cear.gsu.edu/files/2018/12/Munich_ProgramBIW2018-final.pdf.
Collier, B. The Influence of Sellers on Contract Choice: Evidence from Flood Insurance. Retrieved from https://www.aria.org/wp-content/uploads/2019/AnnualMeeetingPrograms/2018_AnnualMeetingProgram.pdf.
Collier, B. The Role and Influence of Private Insurers in the NFIP. Retrieved from http://southernrisk.terry.uga.edu/documents/SRIA_Program_2017.pdf.
Atreya, A., Czajkowski, J., Botzen, W., Bustamante, G., Campbell, K., Collier, B., Ianni, F., Kunreuther, H., Michel-Kerjan, E., & Montgomery, M. (2017). Adoption of flood preparedness actions: A household level study in rural communities in Tabasco, Mexico. International Journal of Disaster Risk Reduction, 24, 428-438. doi: 10.1016/j.ijdrr.2017.05.025.